Terms and Conditions

Acceptance of Terms

By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions

These terms constitute a legally binding agreement between you and qorinaveldithum

Service Description

qorinaveldithum provides financial planning consultation services through monthly subscriptions, offering personalised guidance and strategic planning discussions tailored to individual client circumstances

Services are available to UK residents aged 18 and over with capacity to enter into binding agreements

User Responsibilities

As a user of our services, you agree to

• Provide accurate and complete information during consultations and form submissions
• Maintain the confidentiality of any login credentials or personal account information
• Use our services only for lawful purposes and in accordance with these terms
• Notify us promptly of any changes to your contact information or circumstances
• Treat our staff and other clients with respect during all interactions

Prohibited Uses

You may not use our services to

• Engage in any illegal activities or violations of applicable laws
• Harass, abuse, or harm other individuals or our staff members
• Transmit viruses, malware, or other harmful computer code
• Attempt to gain unauthorised access to our systems or other users' information
• Use our services for any commercial purpose without written permission

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain the exclusive property of qorinaveldithum unless otherwise stated

Unauthorised reproduction, distribution, or modification of our content is strictly prohibited

Privacy Policy

Your personal information is handled according to our Privacy Policy, which forms part of these terms Privacy Policy

Payment Terms and Conditions

Subscription fees are charged monthly in advance. All prices include VAT at the current rate. Payment is due on your designated billing date each month

Refunds may be considered in exceptional circumstances at our sole discretion, subject to a maximum of one month's subscription fee

Limitation of Liability

Our liability is limited to the greatest extent permitted by law. We exclude liability for indirect, consequential, or punitive damages arising from your use of our services

User Indemnification

You agree to indemnify qorinaveldithum against any claims arising from your breach of these terms or misuse of our services

Dispute Resolution

We are committed to resolving disputes fairly and efficiently

Termination of Services

Either party may terminate the service relationship with 30 days written notice. We reserve the right to terminate immediately for breach of these terms

Upon termination, access to our services ceases, though certain provisions of these terms survive termination

Governing Law and Jurisdiction

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales

Severability Clause

If any provision of these terms is deemed unenforceable, the remaining provisions continue in full effect

Entire Agreement

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and qorinaveldithum

Changes to Terms

We may modify these terms at any time by posting updated versions on our website. Material changes will be communicated with reasonable notice

Continued use of our services after changes constitutes acceptance of the modified terms